Financial Pitfalls in the Lives of Many Americans

1.  Neglecting Credit Card Debt:

    Failing to tackle credit card debt can lead to a sense of hopelessness. Companies like National Debt Relief help negotiate and consolidate debt, offering a potential solution to reduce overall payments.

2.  Lack of Financial Advisors:

    Many individuals miss out on the benefits of having a financial advisor. Advisors not only enhance investment performance but also handle complex retirement and tax matters, relieving you of these burdens.

3.  Underestimating Ad Blockers:

   Utilizing an ad blocker, such as Total Adblock, can transform your online experience. Not only does it eliminate intrusive ads, but it also enhances privacy by blocking ad tracking pixels. Consumer mentality played a big role in our decision making. We rely on ads that flashes in front of our screen. We fall on the idea of convenient shopping. Ad blocker will make a difference on impulsive spending habit.

4.  Unpaid Screen Time:

   Apps like Capterra software review or gaming app like Mistplay reward users for testing new games, capitalizing on the ad revenue generated during gameplay.

   Turning leisure time into a money-making opportunity, especially for gamers.

5.  Uncompensated Opinions:

  Why just waste your insight or brilliant ideaon social media for validation sake. Despite skepticism, legitimate survey platforms like Branded Surveys offer compensation for sharing opinions on various products and services. Create and account in Quora and make money from your comments to your insightful post and opinion.

6.  Accessible Real Estate Investment:

   Previously viewed as exclusive, real estate investment is now accessible with startups like Ark7. Share-based ownership allows even modest investments (starting at $20) in rental properties, managed by the platform. If you also have a weekend house and you have to pay someone to house set them. Try Air&B to make money out of it instead of paying maintenance and not profitable asset you have.  

7.  Paid Screen Time Opportunities:

   Various apps, such as TesterUp, compensate users for testing new games, apps, and sometimes physical products. Opportunities to earn money while engaging with technology. The evolution of technology needs you to explore and adapt the means of earning income. It's crazy but you have to be flexible with how rapid is the technology and techniques of earnings money.

8.  Car Insurance Savings:

   Americans often overspend on car insurance by significant amounts. Websites like Coverage.com enable easy comparison, potentially saving hundreds of dollars annually on car insurance.

9. Adding extra income and learning about tax cuts you can get yearly Taxation. Having the knowledge on write off you can benefit from the tax cuts and adjustments on your tax refunds each year.

10. Assessing your income and expenditure for the whole year should start January. May it be expected or unexpected  expenses birthday,  car repair, house repair, travel,  child support, loans, credit cards, catalogs, insurance, utility bills, food or even sundries. You need to project what's going out over what's coming into your bank account.